Giants Kicker Has Memorable NFL Debut Day on and off the Field

A cum laude graduate of Boston University School of Law, Marc Rovner is an award-winning attorney with nearly 30 years of experience. He serves as senior staff attorney at BETA Abstract LLC, where he oversees the title insurance company's entire legal department. In his free time, East Rockaway resident Marc Rovner enjoys following his favorite National Football League (NFL) team, the New York Giants.

Despite the Giants losing the opening game of the 2017 regular season, it was a memorable day for the team’s rookie kicker, Aldrick Rosas. In addition to making his first career field goal in the NFL, he witnessed the birth of his daughter, albeit through a video-chat session. His girlfriend was scheduled to be induced the following day in California and he was going to make the cross-country trip, but instead she went into labor late Saturday night and had the baby early Sunday morning, hours before Rosas' first career game. On Monday, he hopped on a private jet with Giants co-owner Steve Tisch to meet his newborn daughter.

An alumnus of Southern Oregon University, Rosas went undrafted in the 2016 NFL Draft and eventually signed with the Tennessee Titans. He was among the team's final cuts last season and later signed a reserve contract with the Giants. In college, Rosas converted 97.7 percent of his extra point opportunities and made 25 field goals on 32 attempts.

The Two Basic Types of Title Insurance

For nearly 15 years, Marc Rovner, an experienced title insurance attorney from East Rockaway, New York, has served as general counsel and director of business development for BETA Abstract, LLC. As senior staff attorney for the company, Marc Rovner oversees business development in five offices in New Jersey, Florida, and New York.

Title insurance is divided into two basic types: a loan policy and an owner’s policy. The latter type protects the buyer and is often issued in the amount of the real estate purchase price. With this type of title insurance, homeowners’ rights are protected for as long as the owner or his or her heirs maintain an interest in the property. In some cases, this is true even after a property has been sold. Depending on the area, an owner’s policy is bought by either the buyer or seller of a property.

A loan policy protects a property’s mortgage or lender as long as they maintain an interest in a property. Most of the time, this interest continues until a mortgage is paid off. While a loan policy is in place, the validity and enforceability of a mortgage are maintained. When issued, loan policies are in the amount of the loan. A new policy is needed whenever an existing real estate loan is refinanced.